Here you’ll find details on our cash facilities, including the current interest rates. These consist of a central Cash Management Account (CMA) and Cash Accounts for each product (ISA and Investment Account).
Interest rates
The current interest rates Fidelity Adviser Solutions pay on cash held in their accounts are:
| Account | Gross rate of annual interest |
|---|---|
| ISA (including Junior ISA) | 3.45% |
| Investment Account | 3.45% |
| Cash Management Account | 3.45% |
| Pension (including Junior Pension) | 3.65% |
as at 22/2/24.
More information on interest payments:
- Interest rates can be changed at any time
- Interest payments will be made monthly in arrears on or around the 21st of each month and there will be no lower limit on interest paid
- Interest will not be paid on unsettled cash in accounts
- Where HMRC requires, the interest will be paid net of basic rate tax. This would be in the case of interest paid into our Investment Accounts and Cash Management Account. Interest in ISAs and SIPPs is paid gross.
- We will initially pay interest to the account on which the interest was accrued, but as part of our treatment of income options, for ISAs and Investment Accounts, you can choose to then have this interest payment moved to the Cash Management Account
- We do not charge a service fee for holding cash, but we do retain some interest which reduces our net rate.
