Fidelity Cash Fund
The Fund aims to maintain the value of investor's investment and pay investor an income. The Fund will invest at least 70% in a diversified range of sterling denominated money market instruments, other short-term investments and transferable securities. The Fund is actively managed without reference to a benchmark.
Cash, or money market funds, offer you a relatively low-risk means of investing as they hold a range of cash and cash-like investments. Here are some interesting features that cash funds have.
Funds are diversified – cash funds invest in a wide range of cash-like investments such as high quality bonds and short term loans, which spreads the risk.
Adaptable – cash funds can increase their income – or yields – quickly when interest rates rise. They may also fall more slowly when rates are cut. Although, eventually, yields tend to broadly reflect market conditions. It’s worth shopping around, as yields will vary in line with a fund’s objectives and investment policy.
Easy to access – if you urgently need your money, it typically takes up to seven working days to access it, depending on the fund you’ve invested in.
Tax-free returns – if you hold a cash fund in your ISA and SIPP, any returns are tax free.
Important information: An investment in a money market fund is different from an investment in deposits, as the principal invested in an money market fund is capable of fluctuation. Fidelity’s money market funds do not rely on external support for guaranteeing the liquidity of the money market funds or stabilising the NAV per unit or share. An investment in a money market fund is not guaranteed.
| FUND FACTS | |
|---|---|
| Fund Name | Fidelity Cash Fund |
| Fund Manager(s) | Timothy Foster |
| Launch Date | 21 October 2016 |
| Offer Period | Closed |
| Product Type | OEIC (UK) |
| Available as an ISA | Yes |
| Distribution Frequency | Annually |
| XD Dates | March |
| Pricing Frequency | Daily |
| Fund Size | £2,279.11m |
| Share Class | W Class Acc |
| Available through Fidelity Adviser Solutions | Yes |
| Fund Charges | |
| Initial charge: | 0.00% |
| Fund Manager Ongoing Charge: | 0.15% |
| Total Service Fee p.a. | 0.53% |
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