LV Flexible Guaranteed Bond
Potential for capital growth over the longer term with ongoing flexibility and guarantee options
The Liverpool Victoria Flexible Guaranteed bond Series 2 offers a choice of three fund options. This Flexible Bond allows you to decide how much risk you want to take. And, as life is not predictable and your financial priorities can change as time goes by, you can switch from one fund option to another, make regular or occasional withdrawals, and even buy an optional capital guarantee to protect your investment. This guarantee ensures that at the end of the chosen term the bond will be worth at least the same as the amount originally invested, less any money paid out during the guarantee term.
- Choose between three “ready made” fund option
- Invest between £5,000 and £500,000
- Optional Guarantee
- Minimum death benefit guarantee
Benefits of an Investment Bond
- Offers diversity to your investments
- Tax Benefits
- Flexible monthly, quarterly or annual withdrawals
- Only 0.50% initial fee
Cautious Series 2 –This fund option is designed to provide the potential for steady growth. It invests mainly in fixed interest securities, with the balance in equities and property
Balanced Series 2 – This fund option is designed to provide the potential for moderate growth. Around half is invested in fixed interest securities, with the balance in equities and property
Managed Growth –This fund option is designed to provide the potential for higher growth that the two other fund options. Around two thirds of the fund is invested in equity and property, with the balance in fixed interest securities.
Annual charges for purchasing a guarantee:
|Fund option||5 years||6 years||7 years||8 years||9 years||10
|Cautious Series 2||1.70%||0.90%||0.70%||0.50%||0.40%||0.25%|
|Balanced Series 2||N/A||2.20%||1.70%||1.30%||1.00%||0.80%|
*The guarantee charge is payable monthly for the duration of the guaranteed term
IMPORTANT INFORMATION This is a stock market investment so your client isn’t certain to make a profit and may get back less than they invested. If your client buys a guarantee, at the end of the selected guarantee term, we guarantee that the value of their bond will be at least the value on the date the guarantee started, less any money taken out.