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Invest Direct

LV Flexible Guaranteed Bond
Series 2

 

Potential for capital growth over the longer term with ongoing flexibility and guarantee options

The Liverpool Victoria Flexible Guaranteed bond Series 2 offers a choice of three fund options. This Flexible Bond allows you to decide how much risk you want to take. And, as life is not predictable and your financial priorities can change as time goes by, you can switch from one fund option to another, make regular or occasional withdrawals, and even buy an optional capital guarantee to protect your investment. This guarantee ensures that at the end of the chosen term the bond will be worth at least the same as the amount originally invested, less any money paid out during the guarantee term.

Bond features

  • Choose between three “ready made” fund option
  • Invest between £5,000 and £500,000
  • Optional Guarantee
  • Minimum death benefit guarantee

Benefits of an Investment Bond

  • Offers diversity to your investments
  • Tax Benefits
  • Flexible monthly, quarterly or annual withdrawals
  • Only 0.50% initial fee

Fund Options

Cautious Series 2 –This fund option is designed to provide the potential for steady growth.  It invests mainly in fixed interest securities, with the balance in equities and property
Balanced Series 2 – This fund option is designed to provide the potential for moderate growth.  Around half is invested in fixed interest securities, with the balance in equities and property
Managed Growth –This fund option is designed to provide the potential for higher growth that the two other fund options.  Around two thirds of the fund is invested in equity and property, with the balance in fixed interest securities.

Annual charges for purchasing a guarantee:

Fund option 5 years 6 years 7 years 8 years 9 years 10
years
Cautious Series 2 1.70% 0.90% 0.70% 0.50% 0.40% 0.25%
Balanced Series 2 N/A 2.20% 1.70% 1.30% 1.00% 0.80%
Managed Growth N/A N/A 2.50% 2.00% 1.70% 1.50%

*The guarantee charge is payable monthly for the duration of the guaranteed term

Literature

 

Please complete this Form for a Personalised Illustration:

  • Minimum £5,000, maximum £500,000
  • Please select only one of the following three fund options: (See Key Features document for further details).
  • The guarantee is explained in the Key Features Document. Please make sure you choose a guarantee term that’s available for your chosen fund option.
  • Years
  • Please complete this section if you are applying as joint bond owners, or if there are two people insured in section 2. Where there are two people insured, please state whether you want the bond to be set up on a 1st death or 2nd death basis.
  • How often do you wish to take money out of your bond?
  • A fixed amount (£50 Minimum, No Maximum) each payment (in whole £’s)
  • A percentage of your initial investment each year
  • This field is for validation purposes and should be left unchanged.

 

IMPORTANT INFORMATION This is a stock market investment so your client isn’t certain to make a profit and may get back less than they invested.  If your client buys a guarantee, at the end of the selected guarantee term, we guarantee that the value of their bond will be at least the value on the date the guarantee started, less any money taken out.